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Owner & Advisor

Steve understands that whatever your current situation, financial concerns have an impact on your life and relationships. His passion is to help you make prudent financial decisions that will make the most of what you have now and help you build a more secure, enjoyable future.

Steve is a financial professional with a broad range of experience in helping both individuals and businesses. He is a Certified Financial Planner (CFP®) and a Certified Public Accountant (CPA).  He began his professional career in 1985, working at Ernst & Young, an international CPA firm, performing audit and tax work.  Following that he worked as the financial executive at a major international electronics company.

In 2002, Steve left the corporate world and founded ESI Financial Services, Inc (a Registered Investment Advisor firm).  He enjoys helping clients clarify and successfully navigate their unique financial and tax situations. He is a member of the National Association of Personal Financial Advisors (NAPFA), the Alliance of Comprehensive Planners (ACP), and the American Institute of CPAs (AICPA).

Steve is a San Diego native and graduated with honors from San Diego State University with a BS in Accounting. He and his wife, Sharon, have four adult children. Outside the office, Steve is active in his church and spends time cheering on Aztec basketball and the Padres. He and Sharon enjoy golfing together and spending time with family and friends.



Thanjira is a Certified Financial Planner (CFP®) and a Certified Public Accountant (CPA).  She began her professional career in 2014 at PricewaterhouseCoopers, a global accounting firm, where she worked with public and private companies across the aerospace and defense, technology, consumer goods, and life sciences industries. More recently, she managed the Corporate Accounting team as an Associate Manager at Viasat, Inc., a global telecommunications company, before joining ESI Financial Services in 2018.

Thanjira left the corporate accounting world with a desire to help individuals meet their goals, create stability, and enjoy their lives. She saw first-hand the value of a comprehensive financial plan after having to settle a family estate, which prompted her to pursue her CFP license. She loves working with people and finds great satisfaction in helping them obtain financial peace of mind.

Thanjira earned her Master of Science in Accountancy and Bachelor of Accountancy degrees from the University of San Diego, graduating with honors. Thanjira has lived in Thailand, Spain, and Las Vegas. Currently, she and her husband have planted roots in San Diego. In her free time, she enjoys cooking, exploring the outdoors, and traveling.


Office Manager

Sharon is the Office Manager for ESI Financial Services. She graduated from Westmont College with a Bachelors degree in Economics and Business. She took enough accounting classes to speak the language, which is helpful with four CPAs in the family!